10 Government Programs for Low-Income Families
The federal government oversees security programs, often referred to as welfare programs, which assist people with low incomes and protect families from being harmed by poverty. These programs provide assistance through the state, such as assistance through the Affordable Care Act. For more details on all benefit programs offered for families with limited income, click here to see 10 family-friendly programs offered by the government.
Major Government Benefit Programs
The federal government supplies assistance for welfare programs while states manage and manage the additional funds. Beneficiaries have to prove that their income is less than an amount that is fixed, which is proportional to the federal poverty threshold. At the current time, it’s $24,858 per couple with four children (2 adults and two children).
There are six major benefit programs that are available in the US. They are Food Stamps, Medicaid, CHIP, Housing Assistance, Supplemental Security Income, and Temporary Assistance for Needy Families.
1. Supplemental Nutrition Assistance (SNAP)
SNAP also known as Food Stamps provides eligible individuals with a benefits card that functions as the debit card used to buy food items at market stalls, such as farmers’ markets and grocery stores. The SNAP program offers Food Stamps for 47.6 million people or the equivalent of 23 million households. The program provides $133 per month, on average.
Alongside SNAP There is also the food stamp program that is available to pregnant mothers and infants are known as” the special Supplemental Food Assistance Program (SSP) which is aimed at Women, Infants, and Children (WIC). WIC offers food and coupons. As well as education, and referrals for feeding babies and pregnant mothers as well as children from birth to six years old. In 2017 7.7 million people were enrolled in WIC every month.
For children in school, there’s The Child Nutrition Program. Which provides lunches at no cost or at a reduced price to 30 million children.
2. Affordable Care Act (ACA)
Thanks to the Affordable Care Act. Millions of Americans have been granted health coverage via Medicaid as well as the Marketplace. Prior to the ACA, the majority of states didn’t offer health insurance for adults without children, regardless of what their income was. The ACA allows children to stay on their parent’s insurance until they reach the age of 26. Allowing coverage to younger adults who might not have been able to cover the cost by themselves.
In order to make health insurance less expensive, the ACA offers two different subsidy options for families and individuals. The ACA also requires the majority of health insurance plans to cover preventive vaccinations as well as birth control and testing for blood pressure. Screening for cancer, and much more, for no cost. One of the most important aspects of ACA is the fact that it shields those with pre-existing medical illnesses from being denied insurance. Prior to the ACA insurance companies were able to refuse to cover anyone with existing conditions such as high blood pressure, diabetes, or cancer.
To determine whether you’re eligible for enrollment outside of the Open Enrollment period Use the HealthSherpa screening tools.
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